Home Equity

Home Equity Installment Loans – Altoona, PA & Duncansville, PA

Home Equity Installment Loans from Investment Savings Bank

Put the equity in your home to use with a Home Equity Installment Loan from Investment Savings Bank. At ISB, your good credit makes it possible. Call or stop in to talk with one of our banking professionals in Altoona or Duncansville to see how a Home Equity Installment Loan may be the right way to pay for a large purchase.

Availability:

Home Equity [Installment] Loans are available to any person 18 years or older to use for personal, family, or household purposes. They are secured by your real estate and the amount available is based on the equity in your home.

Use:

Use the Home Equity Installment Loan for one-time expenses, such as Home Improvements and Major Purchases (Boat, Automobile, or Appliances). You can also use it for Debt Consolidation, Vacation, and Higher Education.

Benefits:

  • Competitive closing costs.
  • Fixed rate for life of loan.
  • Interest may be tax-deductible. Consult your tax advisor.
  • Competitive interest rates.
  • No penalty charge if the loan is repaid early.

Minimum Loan Amount: $5,000.00

Maximum Loan Amount: 85% of the appraised value of the property less amount owed on mortgage. For owner occupied and second home (non-income producing) properties.

 

See Home Equity Loan Rates Below

Home Equity Installment Loans from Investment Savings Bank

Home Equity Installment Loans from Investment Savings Bank are ideal for significant one-time purchases or expenses. Consider a home equity installment loan when it makes sense to consolidate your outstanding debt, plan for a nice vacation, or to fund college courses. The installment payments mean you have a regular fixed rate that is generally lower than other types of loans.

Investment Savings Bank Offers Home Equity Lending Power You Need

As with our Home Equity Line of Credit, there is no penalty if you repay the loan early. With a home equity installment loan, you can get the new appliances or other important purchases you need when you need them most. Talk with an ISB lender today to find out if our Home Equity Installment Loan may be right for you!

Home Equity Installment Loan

TERM IN MONTHSINTEREST RATEANNUAL PERCENTAGE RATE(1)MONTHLY PAYMENT per $1,000
60 Months: 2.99%2.99% (1)(2)$17.96
120 Months:3.75%3.75% (1)(2)$10.01
180 Months:3.90%3.90% (1)(2)$7.35

Payment does not include amounts for insurance and taxes. Actual payment obligation will be greater.
Loans up to 85% of appraisal valuation, less amount currently owed, if any.
(1) Annual Percentage Rate is based on the minimum loan amount of $5,000.
                                                                                             (2) Minimum new loan amount of $5,000. (Other rates and terms available)                                                                                        

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Altoona Office
900 S. 16th Street 
Altoona, PA  16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

ISB Bank
FDIC and Equal Housing Lender

©2017 Investment Savings Bank
All Rights Reserved.
PRIVACY POLICY
SECURITY

Powered by EZToUse.com
Close Menu

You are about to leave the Investment Savings Bank website.

Clicking “continue’ below will take you to a third-party website that is not operated by Investment Savings Bank. Investment Savings Bank is providing this link as a convenience and does not necessarily control the content of, or endorse, the third-party website.

2020 Holiday Schedule

New Year's DayJanuary 1Closed
Martin Luther King, Jr. DayJanuary 20Closed
Presidents' DayFebruary 17Closed
Good FridayApril 10Closing at Noon
Memorial DayMay 25Closed
Independence DayJuly 4Closed
Labor DaySeptember 7Closed
Columbus DayOctober 12Closed
Veterans DayNovember 11Closed
ThanksgivingNovember 26Closed
Christmas EveDecember 24Closing at Noon
ChristmasDecember 25Closed
New Year's EveDecember 31Closing at Noon

 

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Scorecard Rewards

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Account Management

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Printable Application

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Microsoft Safety and Security Center

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to The Secret Service

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to U.S. Currency

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Protecting Kids Online

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Secure Your Computer

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to OnGuard Online 

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Consumer Information 

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Identity Theft and Fraud Education 

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Understanding Deposit Insurance

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to Deposit Insurance Frequently Asked Questions

**Disclaimer: By using this link you will be taken to a website that is not affiliated with Investment Savings Bank and may offer a different privacy policy and level of security. Investment Savings Bank is not responsible for and does not endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on other websites.

Continue to PACB Consumer Tip Web Site

Letter from the CEO
CEO Letter