Home Equity Line of Credit

Home Equity Line of Credit – Altoona, PA & Duncansville, PA

Home Equity Line of Credit with Investment Savings Bank

At ISB, we make it easy for borrowers to use the equity they have in their home. Your good credit makes it possible, and ISB makes it happen. Call or stop in to talk with one of our banking professionals in Altoona or Duncansville to see how a Home Equity Line of Credit may be right for you.

Availability:

Home Equity Line of Credit Accounts are available to any person 18 years or older to use for personal, family, or household purposes. They are secured by your real estate and the amount available is based on the equity in your home.

Call us today to find out more about loan amounts!

Minimum Loan Amount: $5,000.00

Maximum Loan Amount: 80% of the appraised value of the property less amount owed on mortgage.

See Home Equity Line of Credit Loan Rates Below >

Additional Uses:

Recurring expense such as Education and Home Improvements. Also, uses for Bill Consolidation, Vacation and Major Purchases (Automobile, Boat, or Appliances). Use Home Equity Line of Credit for recurring expenses, such as Education and Home Improvements. Also, use for Bill Consolidation, Vacation, and Major Purchases (Automobile, Boat, or Appliances).

> Competitive closing costs.

> Variable interest rate.

> Interest may be tax-deductible. Consult your
tax advisor.

> Access line by writing a check.

> Decrease in monthly payment as outstanding balance
decreases.

> No penalty charge if loan is repaid early.

> As payments are made, funds become available to use again.

*All Loans Subject to Normal Underwriting Approval*

Home Equity Line of Credit

FULLY INDEXED ANNUAL PERCENTAGE RATEAMOUNT
4.50% (1)Up to 80% of appraisal valuation, less amount currently owed, if any.

(1) Annual Percentage Rate is variable, and may change at any time.
Maximum Annual Percentage Rate that can apply during this plan is 15.00%
Minimum Annual Percentage rate that can apply during this plan is 0.00%.
Fees to open the plan are generally $175.00 to $200.00 some exceptions may apply
Fees that may be imposed are: Exceeding Credit Limit Fee of $20.00 and a Stop Payment of a Check Fee of $35.00
Property insurance(s) will be required.

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Investment Savings Bank Offers Home Equity Line of Credit

Investment Savings Bank’s Home Equity Lines of Credit (HELOC) are a way to put the equity of your home to good use. When you have plans to make upgrades or improvements, or also need to make other important purchases, ISB can provide you with at least $5,000 or more, depending on your appraised value and mortgage amount. Important purchases can be possible, thanks to your good credit and the equity in your home.

HELOC from ISB – We Make Lending Easy

Home Equity Lines of Credit from Investment Savings Bank are convenient and easy to use. You can access your HELOC by simply writing a check from your account, and there is no penalty charge if you choose to pay off the loan earlier than the expected last payment date. Make the wise choice by tapping into your home’s equity with Investment Savings Bank today!

Altoona Office
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9am - 4:30pm

Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

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FDIC and Equal Housing Lender

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All Rights Reserved.
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