1st Time Homebuyer

First-Time Homebuyer Loans from ISB

Looking for your dream home?  ISB can help.  Contact one of our lending professionals in Altoona or Duncansville to discuss your options and what ISB can do for you.  Refer to our Conventional Mortgage product tab for more information.  Discover the benefits that continue beyond the loan closing!

Availability:

First Time Homebuyer Loans are available to borrowers who qualify.  *Subject to ISB Lending Policy and Residential Underwriting Standards.

Escrows:

Escrow accounts are optional at the customer’s discretion for all assessments due to property taxes and hazard insurance.  Where applicable, it is required for flood insurance and private mortgage insurance.

Pre-qualifications

Get prequalified today before talking with your local realtor!  It’s quick and free with no obligation.  Call us to find out how we can simplify your new home purchase.

Term:

One to thirty years

Down Payment and Closing Costs:

  • Minimum of 3% subject to Private Mortgage Insurance approval
  • Reduced Closing Costs

Maximum Amount:

85% appraised value or purchase price (whichever is lower) with higher loan-to-value ratios available up to 97% subject to private mortgage insurance underwriting and approval.

Counties Served:

Primarily, but not limited to Blair, Bedford, Cambria, Centre, Clearfield, Huntingdon counties

Altoona Office
900 S. 16th Street 
Altoona, PA  16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: Closed

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

ISB Bank
FDIC and Equal Housing Lender

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All Rights Reserved.
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