Construction Loans at Investment Savings Bank

Construction Loan – Altoona, PA & Duncansville, PA

Construction Loan from ISB

Your new home will be unique, different than any other home, because it’s yours. Let the experienced mortgage lenders at ISB guide you through the process of building that home.

Availability:

Mortgage Loans are available to any person 18 years or older. Subject to our Lending Policy and Residential Loan Underwriting Standards.

Escrows:

Are optional at the customer’s discretion for all assessments due to property taxes and hazard insurance, and where applicable, required for flood insurance and private mortgage insurance.

Application:

May be made by phone, FAX, mail or in person.

Term:

Up to 12 months for construction followed by permanent financing up to 30 years.

Down Payment and Closing Costs:

  • Minimum of 3% subject to Private Mortgage Insurance approval
  • Reduced Closing Costs

Maximum Amount:

85% of the appraised value or purchase price (whichever is lower) with higher loan-to-value ratios available up to 97% subject to private mortgage insurance underwriting and approval.

ISB can Help with Your Construction Loan

Planning your new home’s construction can be a daunting task. Choosing a lot, contractor, home design and financing options can be overwhelming. We’re here to help. One on one service from your local ISB mortgage lender will guide you through the planning, building and financing process.

ISB Will Be There After Your Home is Built

We’ll also be here for you after you’ve moved into your new home. We are a local community bank and we know our customers by name. We service every loan we originate from right here in Altoona, PA, and, for you, that means prompt, courteous service. Let us help you meet and exceed your financial goals.

Altoona Office
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9am - 4:30pm

Drive Up Hours
MON-THU: 8:30am - 5pm
FRI: 8:30am - 6pm
SAT: 9am - 12pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9am - 5pm

Drive Up Hours
MON-THU: 9am - 5pm
FRI: 9am - 6pm
SAT: 9am - 12pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

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