Conventional Mortgage Loan Rates

TERM IN MONTHSINTEREST RATEANNUAL PERCENTAGE RATEPOINTSMONTHLY PAYMENT per $1,000
15 Years Fixed4.00%4.081% (1)(2)0.00$7.40
20 Years Fixed4.25%4.314% (1)(2)0.00$6.19
30 Years Fixed4.50%4.547% (1)(2)0.00$5.07

Payment does not include amounts for insurance and taxes. Actual payment obligation will be greater.
(1) APR based on $75,000 loan amount. The actual APR may vary.
(2) With 20% Down (NOTE: Lower Down Payment Loan Programs Available)
***These rates are for informational purposes and are subject to change at any time***
***Special Rules and Restrictions Apply***
***Private Mortgage Insurance required if the loan-to-value exceeds 80%***
***Adjustable Rate Mortgages Rates***

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Home Equity Installment Loan

TERM IN MONTHSINTEREST RATEANNUAL PERCENTAGE RATE(1)MONTHLY PAYMENT per $1,000
36 Months3.65%3.650%(1)(2)$29.37
60 Months3.75%3.750% (1)(2)$18.30
120 Months4.25%4.250% (1)(2)$10.24
180 Months4.60%4.600% (1)(2)$7.70

Payment does not include amounts for insurance and taxes. Actual payment obligation will be greater.
Loans up to 85% of appraisal valuation, less amount currently owed, if any.
(1) Annual Percentage Rate is based on the minimum loan amount of $5,000.
(2) Minimum new loan amount of $5,000. (Other rates and terms available)

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Home Equity Installment Loan - Non-owner Occupied

TERM IN MONTHSINTEREST RATEANNUAL PERCENTAGE RATE(1)MONTHLY PAYMENT per $1,000
60 Months5.75%5.866% (1)(2)$19.22
120 Months6.25%6.312% (1)(2)$11.23
180 Months6.75%6.795% (1)(2)$8.85

Loans up to 75% of appraisal valuation, less amount currently owed, if any.
(1) Annual Percentage Rate based on the minimum loan amount of $5,000. APR will vary based upon the final loan amount and loan term.
(2) Minimum new loan amount of $5,000.

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Home Equity Line of Credit

FULLY INDEXED ANNUAL PERCENTAGE RATEAMOUNT
5.00% (1)Up to 80% of appraisal valuation, less amount currently owed, if any.

(1) Annual Percentage Rate is variable, and may change at any time.
Maximum Annual Percentage Rate that can apply during this plan is 15.00%
Property insurance(s) will be required.

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Unsecured Line of Credit

CURRENT FULLY INDEXED ANNUAL PERCENTAGE RATE
*11.75% - Annual Percentage Rate is variable, and may change at any time.

This account has an overdraft protection feature when used with your Investment Savings Bank checking account. No Floor. No Ceiling.

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Auto Loans 2016-New

TERMS IN MONTHSANNUAL PERCENTAGE RATEMONTHLY PAYMENT per $1,000
48 Months3.75%$22.47
60 Months3.75%$18.30
72 Months4.65%$15.94

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Auto Loans 2008-2015

TERMS IN MONTHSANNUAL PERCENTAGE RATEMONTHLY PAYMENT per $1,000
48 Months3.85%$22.51
60 Months4.00%$18.42

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Personal Unsecured Loans

TERMS IN MONTHSANNUAL PERCENTAGE RATEMONTHLY PAYMENT per $1,000
36 Months9.00%$31.80
48 Months9.50%$25.12
60 Months10.00%$21.25

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Certificate of Deposit Rates

TermMinimum Balance to Obtain APYInterest RatesAnnual Percentage YieldDisclosure
7-31 Day$2,500.000.25%0.25%Click
91 Day$2,500.000.35%0.35%Click
6 Months$500.000.50%0.50%Click
9 Months$500.000.55%0.55%Click
1 Year$500.000.85%0.85%Click
12 Month Variable Rate$1,000.00 - $9,999.99*0.50%0.50%Click
12 Month Variable Rate$10,000.00 - $24,999.99*0.60%0.60%Click
12 Month Variable Rate$25,000.00 & Up*0.90%0.90%Click
18 Months$500.000.90%0.90%Click
2 Year$500.000.95%0.95%Click
25 Month Double Up$500.000.95%0.95%Click
30 Month $500.001.10%1.10%Click
3 Years SPECIAL$500.00*2.50%2.50%Click
4 Years$500.001.50%1.50%Click
5 Years$500.001.75%1.75%Click

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Altoona Office
1201 8th Avenue
Altoona, PA 16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9am – 4:30pm

Drive Up Hours
MON-THU: 8:30am – 5pm
FRI: 8:30am – 6pm
SAT: 9am – 12pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9am – 5pm

Drive Up Hours
MON-THU: 9am – 5pm
FRI: 9am – 6pm
SAT: 9am – 12pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

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2018 Holiday Schedule

New Year's DayJanuary 1Closed
Martin Luther King, Jr. DayJanuary 15Closed
Presidents' DayFebruary 19Closed
Good FridayMarch 30Closing at Noon
Memorial DayMay 28Closed
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Labor DaySeptember 3Closed
Columbus DayOctober 8Closed
Veterans DayNovember 12 (Observed)Closed
ThanksgivingNovember 22Closed
Christmas EveDecember 24Closing at Noon
ChristmasDecember 25Closed
New Year's EveDecember 31Closing at Noon

 

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