Conventional Mortgage at Investment Savings Bank

Fixed or Variable Rate Conventional Mortgages from ISB

Looking for your dream home?  Need to consolidate your monthly loan payments?  Contact one of our lending professions in Altoona or Duncansville to discuss your options and what ISB can do for you.  Discover the benefits that continue beyond the closing.  

Availability:

Mortgage Loans are available to any person 18 years or older. Subject to our Lending Policy and Residential Loan Underwriting Standards.

Specific Types of Credit:

  • Purchase, Refinance or Construction financing
  • First Time Homebuyer Loans
  • Single-family owner occupied residences or Second Homes
  • Rental Properties

Escrows:

Escrow accounts are offered at the customer’s discretion for all assessments due to property taxes and hazard insurance.  Where applicable, it is required for flood insurance and private mortgage insurance.

Pre-qualifications:

FREE and available upon your request.  Call us to find out how we can simplify your new home purchase, refinance or construction!

Term:

Five to thirty years

Down Payment: 

  • Fixed rate mortgage 5%, subject to Private Mortgage Insurance approval.
  • Adjustable rate mortgage 5%, subject to Private Mortgage Insurance approval.

Maximum: 

97% LTV subject to Private Mortgage Insurance Approval for Non-Conforming Mortgages only.

Counties Served:

Primarily but not limited to Blair, Bedford, Cambria, Centre, Clearfield, Huntingdon counties. 

See Mortgage Loan Rates Below >

Local loan approval and servicing

Frustrated because you don’t know who to call when you have a question or problem?  Has your mortgage loan been sold too many times to count?  ISB provides you with local loan approvals and serving, right here in Altoona, PA.  Discover the benefits that continue after loan closing! 

Call or stop by our Altoona or Duncansville office today!

Conventional Mortgage Loan Rates

TERM IN MONTHSINTEREST RATEANNUAL PERCENTAGE RATEPOINTSMONTHLY PAYMENT per $1,000
15 Years Fixed5.00%5.157% (1)(2)0.00$7.91
20 Years Fixed5.25%5.376% (1)(2)0.00$6.74
30 Years Fixed5.50%5.595% (1)(2)0.00$5.68

Payment does not include amounts for insurance and taxes. Actual payment obligation will be greater.
(1) APR based on $75,000 loan amount. The actual APR may vary.
(2) With a 20% Down Payment
***These rates are for informational purposes and are subject to change at any time***
***Special Rules and Restrictions Apply***
***Private Mortgage Insurance required if the loan-to-value exceeds 80%***

*** RATES SUBJECT TO CHANGE AT ANYTIME WITHOUT NOTICE ***

Altoona Office
900 S. 16th Street 
Altoona, PA  16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

ISB Bank
FDIC and Equal Housing Lender

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All Rights Reserved.
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