Savings Account at Investment Savings Bank

Savings Account Loans from Investment Savings Bank

ISB  provides loans to our deposit customers that are secured by ISB Certificates of Deposit (loan collateral).  This loan’s interest rate is 2.00% above the Certificate of Deposit’s interest rate.  This provides our deposit customers with a low interest rate loan and flexible repayment terms.  Lending amounts are based on the ISB Certificate of Deposit account’s available balance. 

Speak with one of our lending professionals for more detail and find out if a Savings Account loan may be the simple answer for you.

Use:

Use the Savings Account Loan for a one-time expense, such as Home Improvements or Major Purchases (Boat, Automobile, or Appliances). It can also be used for Debt Consolidation, or Vacations.

Benefits:

  • Quick approval and disbursement of funds.
  • Terms you are comfortable with.
  • Consolidate total monthly payment obligations with a Consolidation Loan.
  • No loan prepayment penalty charge if the loan is repaid early.
  • An early redemption penalty may apply to your ISB certificate deposit if it is redeemed early in part or in full.

*All loans subject to normal underwriting approval*

Terms:

  • Loans up to 90% of your ISB Certificate of Deposit available balance.
  • The savings account loan interest rate is 2.00% more than the interest rate you receive on your ISB certificate of deposit (loan collateral).
  • Savings Account loans are available to any person 18 years of age or older to use for personal, family or household purposes.

Altoona Office
900 S. 16th Street 
Altoona, PA  16602
Phone: (814) 944-0843
Fax: (814) 942-6821
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

Duncansville Office
201 Patchway Road
Duncansville, PA 16635
Phone: (814) 695-7551
Fax: (814) 695-1369
Email: click here

Lobby Hours
MON-FRI: 9:00am – 4:30pm

Drive Up Hours
MON-THU: 9:00am – 4:30pm
FRI: 9:00am – 6:00pm
SAT: 9:00am – 12:00pm

Holiday Hours

After Hours
To report a lost or stolen debit card
after business hours, please call
1-800-554-8969.

To report a lost or stolen credit card
after business hours, please call
1-800-325-3678.

For credit card balance inquiries
after business hours, please call
1-800-299-9842.

ISB Bank
FDIC and Equal Housing Lender

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All Rights Reserved.
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