Privacy Notice
FACTS
What does investment savings bank
do with your personal information
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Investment Savings Bank share?
Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
Yes
For our marketing purposes— to offer our products and services to you
No
We don’t share
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Reasons we can share your personal information
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Investment Savings Bank share?
Yes
Can you limit this sharing?
Yes
Reasons we can share your personal information
For our marketing purposes— to offer our products and services to you
Does Investment Savings Bank share?
No
Can you limit this sharing?
We don’t share
Reasons we can share your personal information
For joint marketing with other financial companies
Does Investment Savings Bank share?
No
Can you limit this sharing?
We don’t share
Reasons we can share your personal information
For our affiliates’ everyday business purposes— information about your transactions and experiences
Does Investment Savings Bank share?
No
Can you limit this sharing?
We don’t share
Reasons we can share your personal information
For our affiliates to market to you
Does Investment Savings Bank share?
No
Can you limit this sharing?
We don’t share
Reasons we can share your personal information
For nonaffiliates to market to you
Does Investment Savings Bank share?
No
Can you limit this sharing?
We don’t share
Questions
Call 814-944-0843
What we do
How does Investment Savings Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
Definitions
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Investment Savings Bank does not share with its affiliates.
Nonaffiliates
- Investment Savings Bank does not share with non-affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Investment Savings Bank doesn’t jointly market.
